ABOUT WILLIAM
William grew up in South Georgia in a household where money was often tight and financial decisions sometimes made already hard months harder. Long before he understood personal finance, he saw how limited income, debt, and a lack of clear guidance can shape everyday life.
As he built a career in technology, earning more did not automatically create stability. He made costly mistakes, carried debt, and learned slowly that better money habits require systems, not just good intentions. Through job changes, periods of unemployment, rebuilding, and entrepreneurship, he has continued learning how to make money decisions with more clarity and less fear.
Nevermore Broke is where William shares practical lessons, transparent research, and honest experiments for people who want more stability without shame or get rich quick promises. He is not a financial adviser, CPA, attorney, or tax professional. The site provides general education, research, and personal perspective, not individualized advice.